Business Credit Cards

A great financial tool for your business!

Achieva Credit Union’s Business VISA® credit card is much more than a financial tool for your business. It offers a convenient way to simplify accounting, streamline record keeping and increase control over spending. Use your card for all your business needs, from purchasing office supplies to travel expenses.

Benefits

• No annual fee
• Additional cards for your employees — request as many as you need! You can set their individual credit lines so you control how much is spent.
• Important tax benefits — interest on business expenses may be tax deductible
• 0% APR introductory rate for the first 6 Months on all qualified purchases
• Free online account access and bill payment

	Qualifying APRs1 10.90% or 13.90% Monthly Periodic Rate .9083 or 1.1583 Grace Period on Purchases 25 Days Method of Computing Balance Adjusted Average Daily Balance Annual Fee None Minimum Finance Charge None Cash Advance Fee 3% of advance or transfer to a monthly maximum of $100 Late Fee2 $35 Over Limit Fee3 $35 Inactivity Fee $10.00 per cycle if more than 6 consecutive cycles with no activity 0% APR for the first 6 Months on all Qualified Purchases Doesn’t apply to cash advance transactions. Introductory 0% APR for the first 6 months of account opening applies to qualified purchases only. Qualified purchases are purchases made for merchandise and services and exclude cash advances, gift cards, reloadable cards, transfers to other accounts and purchase of monetary instruments. At the end of the 6 month period, finance charges will start accumulating at your qualified pre-determined APR on all new purchases and any remaining balance on the account. Your qualified APR will be disclosed to you prior to the opening of your account.

Click here to contact one of our business lending professionals to take the next step.

Online application coming soon!

Click here for the Business VISA Credit Card Agreement.

Click here for printable Business Deposit Services and Credit Card Rate sheet.

¹ APR is the Annual Percentage Rate and is based on applicant(s)’ credit and risk qualification. Purchases and cash advances are calculated at the same rate. This account is not eligible for other credit card balance transfers. The APRs shown are correct at time of printing and subject to change. For most recent information, call us at (727) 431-7680 or visit our website at www.AchievaCU.com.
² If you are five (5) or more days late in making a payment, the late charge will be added to your Account.
³ Over Limit Fee: You will be charged an initial fee in any billing period where the New Balance on your statement, less any fees imposed during the cycle, is more than 10.00%over your credit limit. The fee will recur monthly until your New Balance; less any fees imposed during the cycle, no longer exceeds your exact credit limit.