Emerald Cash Rewards VISA®
Get something back – and like it.
There may not be a pot of gold at the end of the rainbow, but with Achieva’s Emerald Cash Rewards VISA®, you’ll enjoy cash back at the end of the year when you use your credit card. Charge it and earn it!
How it works:
- Maintain an active Achieva checking account*
- Use your VISA card for qualified purchases throughout the year**
- Earn up to 2% cash rewards!
Earn cash rewards as follows: 1% cash back for the first $5,000 you spend on your VISA purchases throughout the year and 2% on purchases over $5,000.
- Rewards are calculated monthly at end of each billing cycle and accrue throughout the year.
- Earned cash rewards will be deposited into your Savings account every November – just in time for the holidays!
Other stuff you should know:
- Easy online access to your VISA account so you can make payments and make transfers to your checking account†
- Convenient payment protection and overdraft protection for your checking account with your VISA, available upon request†
- Local service from Achieva
- Quick replacement for lost or stolen cards†
- $500,000 travel accident insurance
- Verified by VISA online purchase protection
* An active checking account has at least five transactions per billing cycle. Examples of transactions are direct deposits to account, checks written, ATM withdrawals, debit card transactions, automatic recurring electronic payments and bills paid using Achieva Online Bill Pay.
** A qualified purchase is a net retail purchase and excludes credits, returns and adjustments, cash advances, gift cards and monetary instruments’ purchases.
† Fees may apply.
Annual Percentage Rate
|
As low as 9.90%APR† |
| Grace Period for Repayment of Purchases |
25 days |
| Method of Computing Balance |
Adjusted Average Daily Balance |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Cash Advance and Balance Transfer Fee |
3% of Advance up to $100 monthly max |
| Late Fee |
$35 |
| Over Limit Fee |
$35 (fee applies if limit is exceeded by 10%) |
Important information regarding your credit card: When your credit card payment is received late two (2) or more times within a twelve (12) month period, the periodic rate on your account can be increased up to 1.4916% per month, which is an APR of 17.9%.
Click here to view the VISA Credit Card Agreement brochure.
