Being an Achieva member has its perks. Experience the convenience of mobile and online banking, plus the support you need from our top-rated customer service team. If you need help choosing the right checking account for you, visit our checking options page.
Login to online banking. Go to the “Tools” menu, select “Setup Direct Deposit”. For assistance, visit any branch or call us at 800.593.2274
Once all requirements are met you will receive your bonus directly into your account
Open your checking account and complete your direct deposit setup today.
Simply open a new Achieva checking account and set up a recurring direct deposit with an aggregate total of at least $500 or more per month
Your bonus will be paid to your new account within 90 days of meeting all eligibility criteria. (*)
Visit one of our branches, apply online, or call us at 800.593.2274.
If qualifications are met, you could earn the $100 Refer-A-Friend bonus plus an additional $150 for setting up a recurring direct deposit with an aggregate total of at least $500 per month on the new account for a maximum bonus of $250. (*)
No, however you can earn $50 for setting up a qualifying direct deposit to your existing account. (*)
Yes, as long as you are not the primary owner on any other checking account, you may qualify for a new account that meets all requirements. (*)
No, only existing checking accounts with no direct deposit in the last 90 days will be eligible to receive a bonus. (*)
(*) 1 $250.00 bonus offer open to primary members 18 years of age or older, opening a new Achieva Checking or Achieva Checking Plus account in-person, online or via our Member Service Center as the primary member with a debit card as of February 10, 2025. Member cannot have had a checking account within the last ninety (90) days. Limit of one (1) $250.00 bonus offer per primary member. All accounts subject to eligibility and approval requirements. A $15 lifetime membership fee is required with a $1 deposit to open your membership account and cannot be paid with bonus offer proceeds. No minimum balance required. The current Annual Percentage Yield (APY) being paid on the Achieva Checking Plus account is 1.00% APY up to $15,000, with 18 posted debit or credit card transactions per statement cycle required. There is no minimum balance required to earn the stated APY. APY is accurate as of February 10, 2025 and is subject to change. Fees may reduce earnings. Offer is also available for new Achieva Checking account holders, however this account is non-interest bearing. Visit www.achievacu.com/rates for current rate information and www.achievacu.com/fees for current fee information. Offer requires two (2) or more newly established qualified direct deposit(s) totaling $500 or more per month within ninety (90) days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, social security, or other regular monthly income electronically deposited into a checking account. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, Online and Mobile Banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits. Bonus offer(s) will be paid to account memberships in overall good standing within ninety (90) days of satisfying minimum direct deposit requirement. Direct depoist must be recurring in the amount of $500 or more aggregate per month and active at the time the bonus is paid. Only one per calendar year will be paid per primary member meeting qualifications. Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Members who have received a promotional bonus in the past 12 months are not eligible to receive another bonus. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. If combined with Refer-A-Friend, primary member will receive a combined maximum reward of $250 upon successful completion of direct deposit requirements. Restrictions apply. Insured by NCUA.
2 $50.00 bonus offer open to members 18 years of age and older, who set up and receive two (2) or more qualified direct deposit(s) totaling $500 or more per month into your existing Achieva Checking or Achieva Checking Plus account by February 10, 2025 and December 31, 2025. The first monthly direct deposit must occur by December 31, 2025. Members may not have had a prior direct deposit into the account within the last 90 days to qualify. A qualifying direct deposit is a new, recurring direct deposit of a paycheck, pension, social security, or other regular monthly income. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, online and mobile banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits. Existing direct deposits do not qualify. Only one bonus per calendar year will be paid per primary member meeting qualifications. Direct deposit must be recurring in the amount of $500 or more aggregate per month and active at the time the bonus is paid. Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. If combined with Refer-A-Friend, primary member will receive a combined maximum reward of $250 upon successful completion of direct deposit requirements. Restrictions apply. Insured by NCUA.
3 The change you approve may only impact your primary or “Net” deposit account, partial dollar or percentage deposits may not be impacted. Please verify your changes.
For a limited time, choose between two great options to earn up to $400 when you open a new Achieva Business Checking account. Get started today to earn your bonus within 90 days after qualification.
| Account options | Essential Checking Businesses with a low volume of transaction activity looking for a basic checking account. |
Performance Interest Checking Businesses looking to earn interest on their checking balances. |
|---|---|---|
| Account opening bonus | $250 | $400 |
| Monthly service fee | $0 | $15* |
| Earns Interest | No | Yes |
| Free monthly deposited items2 | 200 | 300 |
| Online banking | ||
| eStatements & alerts | ||
| Mobile banking3 |
A Business Savings is required for all new business members opening business accounts (even if you have an existing consumer account). Don’t have a Business Savings yet? No problem! Start a business application request using the form below.
Please complete the form to begin the business application process. Review our Business Account Application Reference Guide to learn about required documents needed.
The promotion begins on April 03, 2025.
The promotion lasts until December 31, 2025. Programs, rates, terms, conditions, products, rewards, and services are subject to change without notice.
Within 90 days after completing all the requirements.
There must be 15 debit card purchases within 90 days of the account opening date.
At least $5,000 must be deposited into the Business Essential Checking account within 15 days of account opening to qualify for the bonus.
The member must maintain at least a $5,000 balance in the account for 90 days from account opening to qualify for the bonus.
At least $10,000 must be deposited into the Business Essential Checking account within 15 days of account opening to qualify for the bonus.
The member must maintain at least a $10,000 balance in the account for 90 days from account opening to qualify for the bonus.
No, the business checking account bonus is not available to existing businesses with a checking account at Achieva Credit Union.
No, business accounts do not qualify for the Refer-A-Friend bonus and cannot be combined with any other promotional offer.
No, only one bonus will be paid per EIN meeting qualifications.
Yes, however, the checking account may not have been closed within the last 90 days or closed with a negative balance.
* Eligible business accounts for online application include Essential Checking, Performance Checking, Business Savings, and Performance Money Market. All other accounts can be opened at a branch near you. A Business Savings account is required for membership. Performance Interest Checking service fee is $15 when balance is below $5,000.
1 Checking account bonus is not available to existing businesses with checking accounts at Achieva Credit Union or whose accounts have been closed within 90 days or closed with a negative balance. Only one bonus will be paid per EIN meeting qualifications. To receive the business checking bonus of $250 you must complete the following requirements: 1) Open: Visit a branch and open a new Business Essential Checking account between April 03, 2025 – December 31, 2025. A $15 lifetime membership fee is required with a $1 deposit to open your membership account and cannot be paid with bonus offer proceeds. All accounts are subject to eligibility and approval requirements 2) Fund: Deposit a total of $5,000 or more in new money into your new checking account within 15 days of account opening. 3) Maintain: Maintain at least a $5,000 balance for 90 days from account opening. The new money cannot be funds held at Achieva Credit Union in the past 90 days; and 4) Complete: a) Complete 15 qualifying transactions within the 90 days of account opening and b) Enroll in Business Online Banking. A qualifying transaction is a debit card purchase. After you have completed all the above checking requirements, your bonus will be deposited in your new account withi90 days. To receive the bonus, the account must be in good standing at the time of payout. Bonus may be taxable and is the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards, and services are subject to change without notice. May not be combined with Refer-A-Friend or any other promotional offers. Restrictions apply. Insured by NCUA.
2 Checking account bonus is not available to existing businesses with checking accounts at Achieva Credit Union or whose accounts have been closed within 90 days or closed with a negative balance. Only one bonus will be paid per EIN meeting qualifications. To receive the business checking bonus of $400 you must complete the following requirements: 1) Open: Visit a branch and open a new Business Performance Interest Checking account between April 03, 2025 – December 31, 2025. A $15 lifetime membership fee is required with a $1 deposit to open your membership account and cannot be paid with bonus offer proceeds. All accounts are subject to eligibility and approval requirements. The current Annual Percentage Yield (APY) being paid on the Business Performance Interest Checking account is 0.10% APY for all balances. Minimum balance of $5,000 required to earn the stated APY. APY is accurate as of April 03, 2025 and is subject to change. Fees may reduce earnings. 2) Fund: Deposit a total of $10,000 or more in new money into your new checking account within 15 days of account opening. 3) Maintain: Maintain at least a $10,000 balance for 90 days from account opening. The new money cannot be funds held at Achieva Credit Union in the past 90 days; and 4) Complete: a) Complete 15 qualifying transactions within the 90 days of account opening b) Enroll in Business Online Banking A qualifying transaction is a debit card purchase. After you have completed all the above checking requirements, your bonus will be deposited your new account within 90 days. To receive the bonus, the account must be in good standing at the time of payout. Bonus may be taxable and is the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. May not be combined with Refer-A-Friend or any other promotional offers. Restrictions apply. Insured by NCUA.
