Why Choose a CD?

Flexible Terms
We offer a range of CD terms (3-months to 60-months), so you can choose the one that best matches your financial needs—whether you’re saving for something a few months or several years down the line.
Guaranteed Returns
CDs offer predictable growth without any surprises. With a fixed interest rate, you’ll know exactly how much your savings will grow over the term of your CD.
Higher Interest Rates
CDs typically offer higher interest rates than regular savings accounts, giving you more growth potential on the money you set aside.
No monthly fees
Once you open your CD, there are no ongoing fees, so you can simply sit back and watch your savings grow.
Federally insured by NCUA up to $250,000
CD funds are federally insured by NCUA up to $250,000.

Lock in your savings rate with an Achieva CD today!

Call 727.431.7680 or visit a branch to open and start saving today! Achieva members also have the option to open a CD in online banking.

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Disclosures

CD FAQs

What is minimum to open a CD?
The minimum is $500.

Can I list beneficiaries on my CDs
Yes. You may add or update CD beneficiaries at anytime during the CD term.

12-Month Disclosure
^*APY=Annual Percentage Yield is effective as of 1/21/2025 and is variable and subject to change. To earn stated APY, a minimum opening balance of $75,000 is required and assumes that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. Upon maturity, your CD will automatically renew to a 12-month term at the then-current CD rate. A penalty may apply to early principal or interest withdrawals and fees may reduce earnings. Refer to the Rate Schedule, Schedule of Fees, Certificate Disclosure and Truth in Savings Disclosure for complete details.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings. Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice. Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice.

Open a Consumer 12 month CD get 4.10% APY

Personalized lending options for your business

Why Choose a CD?

Lock in your savings rate with an Achieva CD today!