Whether you’re an experienced investor or you’re starting from scratch, Achieva has the right options for you to build and maintain your savings and investments.
Saving for something special? Set yourself up for success. Opened automatically with any Achieva membership, this is our standard savings account.
Opening a savings account is quick and easy, get started today!
Helps you avoid financial storms by saving for unforeseen expenses with easy access to your funds when needed for large purchases or to pay for emergencies.
To open a Premium Saving account call 727.431.7680 or visit a branch.
A dividend-bearing savings account (opened jointly with a parent or legal guardian) is a great stepping stone for kids to begin saving and managing money.
To open a Kids Make Cents account call 727.431.7680 or visit a branch.
An account made just for teens, (opened jointly with a parent or legal guardian) with an option for a checking account as well.
To open a Teen Life account call 727.431.7680 or visit a branch.
For those beginning their journey into creating a lifetime of smart money habits, our college account with an option for checking account is a great way to start.
To open a College Life account call 727.431.7680 or visit a branch.
Allows you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account and continues to earn dividends!
What are some ways you can use a secured loan?
If you are ready, now is the time to talk to a loan consultant, call 727.431.7690 or apply online to open your share and cd secured loan.
A typical Savings Secured loan of $5,000, with a term of 60 months and an APR of 1.92% (rate based on a margin of 1.89%+current dividend rate) would require monthly payments of $87.14. Interest rate may vary resulting in an increase or decrease in the number of monthly payments required. A typical Certificate of Deposit Secured loan of $5,000, with a term of 36 months and an APR of 2.49% (rate based on a margin of 1.89%+ dividend rate) would require monthly payments of $144.30. Savings secured loan rates will change based on the fluctuation of the savings account’s rate. Certificate Loan rate is fixed for the term of the certificate.
A money market is an interest-bearing account that typically pays a higher interest rate than a savings account. It’s a good place to keep an emergency fund, as an example, with no risks or term limitations.
It’s never too early to start planning for retirement. Achieva has a variety of retirement options available to help you reach your goals. Take advantage of them now, so you can kick back and relax later.
HSAs are available to members who have high-deductible health plans. Simply add money to your HSA, and use it to pay for your health insurance deductible or qualifying medical expenses. Our members can easily access their HSA funds through debit cards, online banking or at our branches. The GOOD thing is that there is no minimum balance, and your balances carry over from year to year.
All programs, terms, services and conditions are subject to change without notice.
